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Ottawa may lose greater than $5-billion in CEBA pandemic loans to small companies

Ottawa may lose greater than -billion in CEBA pandemic loans to small companies

Export Improvement Canada’s head workplace in Ottawa on Feb. 14, 2019.Justin Tang/The Globe and Mail

Ottawa could also be unable to recoup $5-billion or extra of the $49-billion in emergency loans it prolonged to small companies in the course of the pandemic lockdowns, in accordance with a authorities projection.

The duty of chasing down enterprise homeowners to gather on the mountain of debt issued throughout essentially the most acute section of the pandemic, when many struggled to outlive widespread shutdowns, was lately handed by the federal authorities to the Canada Income Company.

Ottawa introduced the Canada Emergency Enterprise Account (CEBA) mortgage program on April 9, 2020, and despatched greater than $49-billion to just about 900,000 companies. Every mortgage is value as much as $60,000, and is interest-free and partly forgivable if the stability is repaid by Dec. 31, 2023.

Ottawa plans to forgive as much as 50 per cent of COVID-19 pandemic loans to Indigenous companies

Nonetheless, this system had no mechanism to hunt out and accumulate from those that didn’t repay, and a authorities briefing doc obtained by The Globe and Mail underneath access-to-information legislation estimated {that a} complete of $5-billion value of loans might be significantly troublesome to get again.

It says 100,000 debtors may must be chased down: 40,000 who shouldn’t have acquired funds; 50,000 who don’t meet the reimbursement deadline to reap the benefits of the forgivable portion; and 10,000 who don’t repay in full by Dec. 31, 2025.

The 100,000 estimate is preliminary and “precise numbers could also be larger,” says the July 15, 2021, briefing word, which was carried out for Mairead Lavery, the chief govt officer of Export Improvement Canada (EDC), by her workers.

EDC, a Crown company, administered the mortgage program together with monetary establishments.

CEBA was the primary pandemic assist the federal government launched for small companies. It was designed and applied rapidly to assist many enterprises climate the primary few unsure months. However some companies weren’t eligible, and Ottawa tweaked this system a number of instances till the deadline for purposes on June 30, 2021.

After that deadline handed, greater than a yr after this system was launched, the federal government’s focus shifted to a brand new concern: what to do about enterprise homeowners who didn’t pay again their loans.

“The CEBA program doesn’t have a built-in resolution for collections,” reads the briefing word, which additionally says the eligibility necessities of the mortgage didn’t embody a consideration of the creditworthiness of the recipient.

The briefing word stated neither EDC nor the monetary establishments would have the ability to deal with collections.

“EDC doesn’t have in-house experience or capability to gather or implement 1000’s of CEBA loans,” the word says.

“When the CEBA agreements have been negotiated between Export Improvement Canada (EDC) and the monetary establishments (FIs), it was agreed that FIs wouldn’t tackle full assortment efforts and would solely have restricted responsibility of care (eg make two restoration makes an attempt). ”

Mathieu Labrèche, spokesperson for the Canadian Bankers Affiliation, stated it was applicable for the federal government to steer assortment efforts as a result of it assured the loans, and is subsequently the true lender.

The briefing word describes two guiding rules for collections: equity, by searching for to reduce undue hardship for debtors, comparable to providing reimbursement plans; and prudence, by balancing the price of collections towards the anticipated advantages to maximise web restoration.

The federal government weighed totally different choices in learn how to accumulate, that are redacted.

In April, the federal cupboard issued an order that assigned the CRA the responsibility of amassing the excellent loans.

EDC and the workplace of Mary Ng. the minister answerable for small enterprise, declined to remark for this story.

Dan Kelly, president of the Canadian Federation of Impartial Enterprise, which lobbies Ottawa on behalf of its 95,000 members, stated the federal government ought to completely go after mortgage recipients who acquired cash fraudulently.

However he stated he has urged Ottawa to not transfer too aggressively on different collections, as a result of some small companies racked up tons of of 1000’s of {dollars} in debt throughout lockdowns.

“I had been hoping that the federal government … would have dropped plans to go after these companies,” he stated. “It might be disappointing if that is not the case.”

Nonetheless, he stated he believes mortgage recipients can be extremely motivated to fulfill the Dec. 31, 2023, reimbursement deadline, as a result of that’s the solely option to have the mortgage partially forgiven.

“I firmly consider most enterprise homeowners which can be able to take action pays the unforgivable portion in full to allow them to hold the $10,000 or $20,000,” Mr. Kelly stated.

In accordance with the federal government’s 2021 annual monetary report, the newest accessible, Ottawa had $45-billion in excellent CEBA loans and anticipated to spend $13-billion on mortgage forgiveness.

The Auditor-Normal of Canada famous on the time that loans that weren’t but repaid can be booked as property on the federal government’s monetary statements and the worth of these property would lower as loans have been written off. “This discount within the worth of property will increase the annual deficit,” the Auditor-Normal’s report stated.

Why podcasts may very well be the following massive factor to your small enterprise

A Playbook for Success – PHE America

A Playbook for Success – PHE America

Schooling and particularly scholastic sports activities have undergone important shifts during the last twenty years. The previous couple of years of the pandemic have sped up this course of and proven us the nice worth sports activities can have on a pupil’s complete life in addition to on a whole college neighborhood. At its core, schooling must be dynamic, progressive and on the forefront of at present’s altering panorama and college athletic packages must be no exception. At present there are extra faculties, extra leagues, extra packages, extra modifications to personnel, and naturally extra choices on how individuals spend their time. My hope is that when faculties concentrate on academic athletic packages they may even enhance their college tradition and make their complete college communities a greater place. Athletics can do issues that different areas of faculties can’t, and in lots of circumstances, athletics is the elemental material that holds faculties collectively – that must be realized and strengthened by all neighborhood members. As somebody who understands the aim of athletics, I’ve been working in the direction of the aim of widening the outreach and understanding of athletic packages for a while now and hope that my new e-book “A International Playbook” is a useful step in doing simply that.

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This straightforward manner we name our packages can have a huge impact on how they’re considered by neighborhood members. “Instructional athletics” embodies the concept athletics is an extension of the classroom and that enjoying sports activities is an academic exercise that gives excellent alternatives to show life classes on the similar time. Utilizing this time period advantages a program in two methods. First, it must be that it’s not solely about wins and losses. Second, it reveals {that a} college, or membership for that matter, can be considering educating its athletes in areas apart from Xs and Os. One of many main advantages of athletics for younger women and men all world wide is that they’ve a better probability of succeeding in all elements of life due to the talents that they will purchase whereas enjoying sports activities. There are unimaginable correlations between profitable individuals and the talents they discovered whereas collaborating in athletics comparable to the power to place within the work to one in all their expertise over an extended time period, the power to point out up on sport day, and the power to be ready to compete. However the enjoyable half is that this record can go on and on.

For those that have performed a group sport, one necessary discovered ability is the will to be higher each single observe, each single sport, and each single day not just for themselves but additionally for the advantage of the complete group. No matter a person sport or group sport, enjoying athletics at a college lets student-athletes really feel like they’re part of one thing greater than themselves which may give lots of them a cause to come back to highschool which might result in making recollections that final a lifetime. I’ve centered my “playbook” round six key components that each one faculties must excel in: Core, Dedication, Care, Tradition, Competitors, and Communication. Nevertheless, inside these six key components, there are a ton of subsections that make up the nuts and bolts of top-notch athletics packages. Superintendents, Principals, Lecturers, Athletic Administrators, and Coaches all have a task to play in making a top-notch schooling athletic program, nonetheless, I’ve some suggestions that every particular person coach can do to assist “increase their sport” even when nobody else within the college is .

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Trying first on the CORE of a program two phrases must be added to your vocabulary if they don’t seem to be already. The primary is the time period “academic athletics” which I’ve already talked about. The second is the time period “co-curricular” as a substitute of “extracurricular.” Co-curricular actions are these actions which can be exterior of a college’s curriculum however “complement” it in a manner that provides to a pupil’s general schooling. Extracurricular actions are merely outlined as these school-based actions that aren’t tied to the curriculum however are connected to the varsity day. Add these phrases to your vocabulary and begin utilizing them in something you print or put on-line and blend them into conversations and conferences.

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As coaches, we ask quite a lot of our athletes however it’s typically our COMMITMENT degree that makes the distinction in a season and even in a few of our gamers’ lives. I implore all coaches to be dedicated to their athletes, not in hours and hours of labor however in exhibiting up and dealing exhausting for the scholars when they’re there. Specializing in college groups I feel it’s important that academics are additionally coached because it reveals the scholars that athletics is a crucial a part of a college. If academics can go from instructing all day to the gymnasium for observe, then college students can as effectively. For academics, it’s one other manner for them to attach with college students exterior of the classroom and actually make a distinction of their lives. Lastly, teacher-coaches should not only a signal to the scholars but additionally to the mother and father and the complete college neighborhood that the varsity’s dedicated to their pupil’s general schooling.

CARE is principally a no brainer, proper? You will need to care about this system and the scholars in it if you wish to have any form of affect on the lives of the scholars. As coaches, we are able to actually present we care about our college students by instructing character and life expertise in our practices identical to it’s a sport-specific ability. Coaches ought to find time for it of their observe plan, and let the athletes know they’re instructing it, and why it is crucial. In fact, many people do that already and a few even do it with out realizing it, however purposely speaking about it is a crucial step for our college students to acknowledge its worth.

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CULTURE is the set of shared attitudes, values, targets, and practices that characterizes an establishment or group. Typically the tradition of a whole athletics program wants an overhaul however usually simply particular person groups can drastically enhance however simply specializing in themselves. How do college students really feel when they’re part of the group? How does the better college neighborhood embrace that group? One solution to construct your group tradition is to introduce a slogan for the season. A team-building slogan, or motto, is a catchphrase that summarizes your program’s spirit, mission, and character. These should not quotes from well-known figures however slightly quick and nameless taglines comparable to “The Eagles Means”, or “One Crew, One Dream”.

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A league match or convention event is ripe with heated COMPETITION however additionally it is worthwhile for our athletes’ development to expertise competitors in different methods. Intramurals will be virtually something you need them to be from which sport, what time of the day or day of the week to single standalone occasions or a full league and will be a good way to put in lots of the values ​​college students be taught whereas competing in a extra managed setting. The concept is to get college students out and be energetic whereas competing with fellow classmates in a enjoyable and arranged manner. Intramurals additionally assist college students grow to be acquainted with totally different sports activities that they may not have performed in any other case. For instance, if soccer at your college may be very widespread then perhaps an intramural flag soccer event would possibly solely deliver out these already good at it whereas a soccer occasion would possibly assist degree the enjoying discipline and put children out of their consolation zone.

The significance of correct, concise, and well timed COMMUNICATION is evident. As you look to implement or enhance elements of your group, it is very important hold that in thoughts. You’ll be able to have one of the best intentions on the planet, but when you don’t talk your concepts with the precise individuals and in the precise manner, and on the proper time, it could not really feel the identical solution to others. Then, as a substitute, a really constructive change might have the precise reverse impact than what you have been in search of. Communication along with your athletes is vital but additionally with mother and father, opponents, officers, and neighborhood members are simply as necessary.

globetrottin' AD copy

A “playbook” is a doc that describes performs or schemes {that a} participant or group might run in a sport. Like in actual life, not all the performs are run every sport so I don’t count on that each college’s athletic program ought to exit and run all of those “performs” that I included in my e-book straight away. There merely isn’t sufficient time or sources to do all of these items directly. Let’s face it – some might merely not even work at each college with so many alternative packages all through the world. As a substitute, I hope that anybody who reads my e-book will hold it shut by in order that once they have time and need to enhance their program they will get it out, discover that particular part, and “run” a brand new “play.”


Nick DeForest who’s initially from Ontario, Canada has been in Vienna Austria since 2000 and works on the American Worldwide College Vienna. Nick has his BA in Historical past from Brock College and his Masters in Athletic Administration and Teaching from Western Kentucky College. He has additionally obtained his Licensed Grasp Athletic Administrator (CMAA) title from the NIAAA. Nick based the Globetrottin’ADs earlier than the onset of the pandemic and has continued to deliver the worldwide college neighborhood collectively together with his podcast and on-line conferences ever since. His first e-book, A International Playbook: How Each Worldwide College Can Increase Its Sport is an try to point out {that a} profitable athletic program can enhance the tradition of a whole college neighborhood. It hopes to lift the sport of all worldwide faculties by giving Administrators, Principals, Lecturers, Coaches, and ADs concepts from top-notch faculties world wide. You will discover A International Playbook on Amazon

To attach with Nick you’ll be able to take a look at his web site, ship him an e-mail, and observe him on Twitter.
https://www.globetrottinads.com/
[email protected]
https://twitter.com/Nick_GTADs

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Mastercard Launches “Secret Sauce” Marketing campaign in Assist of Girls-Owned Small Companies

New marketing campaign bolsters Mastercard’s dedication to ship options that tackle Canadian small enterprise house owners’ each day challenges and empower them to thrive

TORONTO, Oct. 11, 2022 /CNW/ – At the moment, Mastercard launched its new “Secret Sauce” small enterprise marketing campaign to raise the visibility of girls small enterprise house owners within the culinary area and assist equip them with the assist, funding, and assets they should develop their companies. The initiative will kick-off with a nationwide advert marketing campaign highlighting three girls who’ve overcome distinctive challenges to take care of and develop their companies.

The marketing campaign features a funding program in partnership with Pier 5 to assist girls small enterprise house owners additional develop their companies. It additionally promotes the usage of a Google Maps characteristic that permits folks to determine, store and assist women-owned small companies as a strategy to drive significant influence in the neighborhood.

This marketing campaign builds off Mastercard’s pledge, introduced in 2020, of $250 million USD in monetary, know-how, product, and perception belongings over 5 years to small companies throughout the globe, together with Canada. The funds will assist the monetary safety, vitality of companies and their employees, in addition to their on-line enlargement.

“In Canada small companies function the muse of our financial system and are the pillars of communities, however many Canadian girls who begin their very own enterprise make lower than their male counterparts, 1” stated Nishant RainaSmall Enterprise Lead, Mastercard in Canada. “Girls-owned small companies want entry to assist and assets that may empower them to thrive. This marketing campaign does simply that – it offers women-owned small companies a platform to attach with prospects and creates a strong group of friends and mentors to be taught from and encourage the subsequent era of entrepreneurs.”

From money stream to operational effectivity, small companies are sometimes overstretched for assets. This challenge is barely compounded with the truth that 80 per cent2 of meals service companies have taken on new debt over the past two years with women-owned small companies in Canada taking almost two instances3 as lengthy to recuperate.

“Being a catalyst for the small companies group, means supporting all small companies – particularly teams going through a larger set of challenges,” Raina stated. “The ability of connection is on the core of what can drive change and make small companies profitable. By constructing a group of entrepreneurs and showingcasing their tales, we’re serving to create a wealth of data and experiences that house owners can analyze, apply key learnings , and in the end prosper from.”

Pier 5 x Mastercard Small Enterprise Fund

Mastercard is partnering with Pier 5, a platform that uncovers artistic entrepreneurs and helps inform their tales, to focus on, fund and assist women-owned small companies in Canada. To assist additional develop their companies, Mastercard will present 5 women-owned small companies with $10,000 CAD in funding. from October 11 till the top of the month, Canadian girls small enterprise house owners throughout all sectors can apply at Pier-5.com/SmallBusinessFund.

All 5 enterprise house owners may even be invited to a Priceless Expertise that may deliver girls from throughout Canada collectively for a once-in-a-lifetime community-building occasion. They are going to be given the chance to attach and be taught from their friends and Mastercard Executives to additional develop their companies.

Store and Assist Girls-Owned Small Companies

To assist communities store and assist regionally, Mastercard is encouraging women-owned small companies to register on Google Maps as “Girls-Led”. The tag allows shoppers to simply search, uncover and store at women-owned companies of their group.

Mastercard Assist for Small Companies

Mastercard has a proud historical past of supporting small companies in Canada, offering instruments, insights and assets to assist this vital a part of the Canadian financial system. A few of these efforts embrace:

  • Easy accessibility to capital and money stream administration instruments to make sure small companies have the funds they should function with effectivity

  • Free cybersecurity instruments to assist Canadian small companies shield their environments from monetary and digital threats

  • Entry to important instruments and assets via partnerships with Digital Major Avenue, Salesforce, Startup Canada, Canadian Federation of Impartial Enterprise (CFIB) and others

By empowering small companies with entry to capital, digital fee options, knowledge insights, cybersecurity options and the instruments to run their enterprises extra effectively and securely, Mastercard is dedicated to serving to entrepreneurs in Canada. These options are available and simply deployable to rapidly tackle the ache factors and fast wants for small companies.

Via Mastercard.ca/SupportSmallBusiness guests can be taught extra about these efforts, in addition to the place to buy and assist women-owned small companies.

About Mastercard (NYSE: MA)

Mastercard is a worldwide know-how firm within the funds trade. Our mission is to attach and energy an inclusive, digital financial system that advantages everybody, in every single place by making transactions protected, easy, good and accessible. Utilizing safe knowledge and networks, partnerships and fervour, our improvements and options assist people, monetary establishments, governments and companies notice their best potential. Our decency quotient, or DQ, drives our tradition and every part we do inside and outdoors of our firm. With connections throughout greater than 210 international locations and territories, we’re constructing a sustainable world that unlocks priceless prospects for all.

1 17+ Inspiring Small Enterprise Statistics for Canada in 2021 (reviewlution.ca)

2 Eating places want sector-specific assist to outlive devastating pandemic debt – Eating places Canada

3 Girls-Owned Companies Taking Twice As Lengthy To Recuperate From (globenewswire.com)

Mastercard Launches “Secret Sauce” Marketing campaign in Assist of Girls-Owned Small Companies

Mastercard emblem (CNW Group/Mastercard)

SOURCE Mastercard

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View authentic content material to obtain multimedia: http://www.newswire.ca/en/releases/archive/October2022/11/c8001.html

The Position of Caffeine in Bodily Exercise – Osinga Diet

Caffeine is a software that I exploit on days after I run or play soccer. I definitely do discover a profit to consuming caffeine earlier than and through these durations of bodily exercise. Nonetheless, I’m additionally conscious that it is very important be conscious of my caffeine consumption.

Immediately we’re speaking concerning the position of caffeine in bodily exercise – why it is helpful, use it and when to make use of it.

As a part of Caffeine Consciousness Month. I am teaming up with the Canadian Beverage Affiliation to current this info to you at the moment!

What Is Caffeine

Caffeine is among the world’s favorites “decide me ups” and has recognized and liked advantages comparable to lowering fatigue, rising focus and focus. In actual fact, espresso, tea and tap-water are essentially the most generally consumed drinks by Canadians, between the ages of 18-79. As nicely, greater than 29 million servings of espresso had been consumed in Canada in 2015.

Caffeine is discovered naturally present in 60 completely different crops, together with espresso beans, cola nuts, guarana nuts and yerba mate. It can be synthetically produced and added to gentle drinks, vitality drinks, dietary dietary supplements and vitality bars.

Though there are some well being advantages, together with enhancing bodily exercise efficiency, caffeine ought to be consumed sparsely to make sure optimum performance and sleep hygiene.

Caffeine and Bodily Exercise

Caffeine is a well-liked ergogenic acid, and is extensively utilized by athletes in any respect ranges. An ergogenic acid is a substance that enhances vitality manufacturing and efficiency in bodily exercise. The performance-enhancing results of caffeine have been studied for over 100 years. The ergogenic results of caffeine seem to consequence from antagonistic interactions with adenosine receptors within the central and peripheral nervous programs, rising central drive and lowering the notion of effort and ache throughout train.

The Position of Caffeine in Bodily Exercise – Osinga Diet
Showcasing what I’ve earlier than my run – oatmeal and 1-2 small cups of espresso!

How A lot Caffeine To Have Earlier than and Throughout Bodily Exercise

Basic caffeine pointers suggest the consumption of 3-6 mg/kg of caffeine, usually 60 minutes earlier than the beginning of train.

For me, that’s 177 mg to about 350 mg. Nonetheless, there’s definitely inter-individual variation in response to this standardized protocol. Some athletes are extra caffeine delicate than others. I personally, do not assume I’d do nicely with consuming 350 mg of caffeine earlier than train, as I’m extra caffeine delicate and that’s getting near the higher restrict of the really helpful quantity of caffeine per day, established by Well being Canada, which is 400 mg/day. The diploma of caffeine sensitivity/ tolerance may very well be defined by genetic variations, associated to caffeine metabolism or adenosine receptor density.

Extra analysis has discovered that average to excessive caffeine doses (5–9 mg/kg physique mass (bm)), ingested earlier than and through train, elevated endurance efficiency in laboratory and subject settings. These doses are related to elevated coronary heart price and blood catecholamines, lactate, free fatty acid and glycerol ranges in lots of topics. Nonetheless, negative effects that usually happen embrace gastrointestinal upset, nervousness, psychological confusion, lack of ability to focus and disturbed sleep.

Decrease caffeine doses (<3 mg/kg bm ~200 mg) taken earlier than, throughout and late in train additionally improve endurance efficiency, and don't trigger the physiological adjustments and negative effects famous above in most people.

I’ve definitely felt the impact of an excessive amount of caffeine – which has impacted my sleep high quality and ranges of tension. If I’m anxious or sleep-deprived earlier than enjoying soccer, I do not carry out as nicely!

Caffeine Use In Soccer

Caffeine is an ergogenic in lots of types of short-term high-intensity train and staff stop-and-go sports activities, the place anaerobic vitality provision performs a big position in efficiency success – comparable to soccer!

In analysis particularly associated to soccer, acute caffeine consumption in a average dose (1.5 to 7mg/kg earlier than train has the capability to enhance a number of soccer-related skills and abilities comparable to vertical leap peak, repeated dash means, working distances throughout a sport and passing accuracy.

It ought to be famous that doses as much as 7 mg/kg would supply greater than the really helpful quantity of caffeine/day. Please nonetheless observe the really helpful caffeine quantities offered in pointers from Well being Canada.

Caffeine Use In Working

Caffeine has been proven to positively affect endurance efficiency in sports activities comparable to working. Analysis has demonstrated that caffeine has a small however evident impact on endurance efficiency when taken in average doses (3–6 mg/kg) in addition to an general enchancment following caffeine in comparison with placebo in imply energy output and time-trial completion time.

It’s also doubtless useful to devour caffeine throughout a future or race. Better responsiveness to small quantity of caffeine (2-3 mg/kg) could also be seen when it’s taken throughout a race, across the onset of fatigue.

I am normally consuming 25-100 mg of caffeine throughout my run.

How I Use Caffeine In Bodily Exercise


I’ve been working and enjoying soccer for years, so I’ve been capable of experiment with completely different quantities of caffeine consumption earlier than and through train. I normally devour two cups of homebrewed espresso (~ 200 mg of caffeine) earlier than my run and earlier than soccer. As I’m presently coaching for a full marathon in Could, I do discover it’s useful to devour extra caffeine throughout my lengthy runs (that are 2 hours +). I’ll usually devour that caffeine within the type of vitality gels, that comprises one other 100 mg of caffeine. This has helped scale back fatigue for me and helped with endurance throughout my lengthy runs.

Backside Line:

Caffeine is an efficient ergogenic acid throughout bodily exercise, serving to to cut back fatigue and improve efficiency. Nonetheless, it is very important be conscious of caffeine consumption in order that we do not exceed the 400 mg/day or 300 mg throughout being pregnant.

Sleep and Weight Loss – Maria Mind Body Health

Have you ever noticed after a night of poor sleep, are you extra hungry? Do you often fall off your diet after a poor night of sleep?

After a poor night of sleep, your blood sugars are automatically higher causing you to become hungrier, you crave carbohydrates and you often gain weight over consecutive nights of poor sleep.

Many people gain weight in the summer and one main reason is that they skimp on sleep. It’s easy to get 8-10 hours of sleep when it gets dark out at 4:30pm in January, but who wants to go to bed when it’s still light out?

I worked with a lot of gastric bypass patients and in the past, we used to think that they had sleep apnea after they gained weight BUT we now know that the lack of sleep = leptin resistance = don’t feel the sense of feeling full = overeating = weight gain! bad bad bad.

Often times I talk with clients on the phone and they tell me they are eating from my meal plans but their blood sugars are still high.

My first question is “How many hours did you sleep?” There is a huge connection to our health and sleep. Just getting 6 hours at night isn’t going to help heal you in the way you need!

Many studies connect a link between sleep and the hormones that manipulate our eating behavior; which are ghrelin and leptin. Have you ever experienced a sleepless night followed by a day when no matter what you say you never feel satisfied? I hate that! This is the outcome when leptin and ghrelin get out of balance. Leptin and ghrelin work like a “check and balance” that manages hunger and fullness. Ghrelin, produced in the stomach, increases appetite, while leptin, produced in fat cells, sends a message to our brain when we are full.

Lack of sleep causes ghrelin levels to increase and your leptin levels to decrease. This imbalance causes us to crave food intensely and never feel full. The worst part is that we don’t crave broccoli, we crave high calorie sweets and starchy foods. Over time, this imbalance can easily lead to long-term weight gain.

Getting at least 8 hours of restful sleep can be key to health, weight loss, mental clarity and so much more. One of the best ways to ensure a good restful night of sleep is to get your circadian clock in rhythm and get your body to naturally produce melatonin at the right times.

Our eye has a receptor that responds to the presence of light and signals the SCN (suprachiasmatic nucleus) in our brain. We have known that blue light effects the production of melatonin but it is now shown that some wavelengths of green light also effect melatonin production. The activation of the SCN (presence of blue and green lights in the eye) prevents the pineal gland from producing melatonin, the hormone that signals sleep or drowsiness. The lack of blue light in the eye signals the pineal gland to produce melatonin which induces drowsiness and natural sleep cycles. This diagram shows this process.

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Image Source: www.nature.com/articles/497S10a

So it is critical that we support our circadian rhythms to enable good sleep cycles. But today we are bombarded by these wavelengths of blue and green light all day long.

In the evening when the sun is down and we should naturally be setting our circadian clocks for sleep, we have interior lights, computer screens, TVs, phones and more that are bombarding our eyes with these critical blue and green wavelengths of light and interrupting us circadian clocks. If you have trouble falling asleep, adding glasses that block these wavelengths of blue and green light can be the key to naturally falling asleep better and getting better sleep.

We have written about this for a while. A few years ago in our “The 30 Day Ketogenic Cleanse” book and more recently in our book “Keto.”. But with further understanding of how blue AND green light at certain wavelengths can effect sleep, we searched for glasses that would block all the wavelengths to enable natural sleep cycles to improve.

Key takeaways from studies on the eye light receptor:

  • 446–477nm was identified as having the strongest effect on melatonin suppression. You need to make sure 100% from 446-477nm is blocked after dark
  • Polychromatic action spectra were reasonably consistent in indicating that the spectral region between 450 and 550nm provides the strongest stimulation of circadian and neuroendocrine responses. What this means is the wavelengths of light between 400-550nm should be completely blocked for optimal melatonin secretion after dark.
  • Past studies have shown that the peak wavelength sensitivity was 555nm (Rodieck, 1998) (5). Previous data (Brainard et al, 2001) (6) and those presented in the 2001 study (4) do not support this hypothesis. The results clearly demonstrate that 555nm is significantly weaker in suppressing melatonin. This is a great study for determining the optimal range of artificial light to block after dark and the study results and graphs clearly indicate that the major disruption zone for melatonin is between 400-550nm with a peak between 446-477nm. It is clear we must block 100% blue and green light from 400-550nm to have optimal melatonin secretion after dark. Almost every blue light blocking pair of glasses on the market does not do this. A cross section of test results from a spectrometer has been released that shows just this (7).

We searched for a company that made glasses that blocked 100% of these blue and green wavelengths. We founded the company called Bon Charge. They make glasses that block 100% of the blue and green wavelengths needed to naturally allow your body to produce melatonin.

When you get a good night’s rest your body has adequate time to repair and rejuvenate.

  1. Avoid sugar and foods high in carbohydrates, such as popcorn, chips and ice cream, especially in the evening hours. It causes low quality sleep and it stalls our metabolism. When blood sugar rises too much, it falls too low, causing you to wake up because of low blood sugar and hunger.
  2. Add in salt before bedtime. When people start the keto diet, or start to do longer fasting, sleep often suffers. One reason is because the lack of sodium levels in the evening really interferes with quality sleep!
  3. Follow a regular sleep schedule by going to bed and rising at the same time. I know I sound like a loser, but I’m usually in bed by 8:30pm and rise at 6am.
  4. Before bed do something to relax your muscles and your mind (meditation, gentle stretching, yoga or deep breathing exercises).
  5. Reduce or eliminate caffeine (chocolate has caffeine, so beware). Despite working at coffee shops since I was 15 years old, I cut out all coffee and caffeine and never felt better!
  6. Darken your bedroom with heavy drapes. We have black-out blinds.
  7. Turn the heat down. We often sleep with the windows cracked open even in the winter; I sleep the best at about 57-60 degrees.
  8. Try cold therapy before bed. I do cold therapy at night to cool my body down to help with mitochondria health and increasing sleep.
  9. Women: Get your progesterone level tested. I often see women who can fall asleep, but wake up in the middle of the night. I have helped copious amounts of women get good sleep with natural supplements to help with hormone health.
  10. WEAR BON CHARGE blue blocking glasses! I usually put my BON CHARGE blue blocking glasses on around 5pm. Yep, 5pm! It is best to stop blocking all the blue light about 2-3 hours before bedtime to allow the body to naturally produce melatonin. With stylish blue blocking glasses you can start wearing them in the evening while still hanging out with friends. They even make a good conversation starter! You are biohacking your sleep. 🙂

References:

1. https://www.ncbi.nlm.nih.gov/pubmed/11763987
2. https://academic.oup.com/jcem/article/96/3/E463/2597236
3.https://www.ncbi.nlm.nih.gov/pubmed/20030543
4. http://www.jneurosci.org/content/21/16/6405
5. https://trove.nla.gov.au/work/8116833?q&versionId=9351417
6. https://www.ncbi.nlm.nih.gov/pubmed/11487664
7. https://www.blublox.com/blogs/news/spectrum-test-results-for-leading-blue-light-glasses-brands-revealed

The Latest Science on PSMF, Carnivore & Keto: How to Manipulate Macros to Achieve Your Goals!

So many of you have been asking me to hold another class because you learned so much in the last class that Craig and I decided to teach all of you the latest science!

We are always on the hunt for the latest science on how our bodies work and this NEW class will BLOW YOUR MIND! I only wish I had time to teach the class before September!

The first protein sparing class (which you can still get the recording HERE) gives you all the details about what PSMF (Pure Protein) days are all about, the science and biology behind why they work and how to do them.

This class will make you look at your protein sparing, carnivore and keto diet much differently and understand how to eat a healthy lifestyle. It will also give you the tools to help you achieve your weight loss goal and much more.

WHEN: September 17th from 12-2pm central standard time

WHERE: My home in Hudson Wisconsin (limited availability) and ONLINE worldwide by Webinar!

NOTE: Everyone (both online and in our home) will receive 30 day access to the video of the class the day after in case you miss anything or want to review.

The Latest Science on PSMF, Carnivore & Keto: How to Manipulate Macros to Achieve Your Goals!

The Power of Time – PHE America

(Article 3 of 5)

The Power of Time – PHE America
Dr. Aubrey Shaw [right] with her mentor, Dr. Sharon Stoll

[5-Part Article Series]

People with physical disabilities hold limited positions as scholars, teachers, or leaders in physical education, recreation, and sports. Perhaps the reason is that the field is flooded with able-bodied people who think they know best. But do they? Michael Oliver, imminent writer, and scholar argued that people with physical disabilities should be the only ones in the field of disability studies because they have a bodily experience with disabilities. The following five-part article series shares the perspective of a scholar in the field of sports disability who has his own physical limitations. In each article, he discusses a different issue a person with a physical disability faces in the profession of physical education, recreation and sport.


Part III: The Power of Time

I have heard able-bodied teachers say, “I don’t have time to teach inclusion.” I believe what they are really saying is the extra preparation is not worth his/her time. Fact: it does take more time to fully include students with physical disabilities in physical education, recreation, and sport. The very idea of ​​”giving more” time can be overwhelming. However, if pressed would these professionals argue that failing to provide inclusion actually denies their able-bodied students a truly challenging physical education experience? I believe that time is the real issue and but I also believe every student, able-bodied or not, can have a great experience.

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We live in a fast-paced able-bodied society. When able-bodied professionals become experts they will create general physical education lessons plans for the able-bodied class in a timely way. But what happens when they have a student with a physical disability who wants to fully participate in the activity? The teacher then must take the time and create adaptations for the student to succeed. As a person with a Traumatic Brain Injury, I understand it takes more time.

I grew up around able-bodied individuals in my house, at school, and when playing sports. I have the mindset of an able-bodied person and I believe I can do anything. Growing up with my physical limitations, however, I was always in a world of rush. I myself believed I was behind everything, and I was consistently trying to keep up because I knew it would take me more time. I was worried I did not have enough time, just like teachers worry they might not have enough preparation time. I would think to myself that I did not have enough time to complete a physical task, and then I would stop trying. It wasn’t until my doctorate program that I learned to slow down. My mentor understood the concept of time and that it takes time to include a student with a physical disability in the classroom. She understood the importance of being a mentor and took the extra time that I needed because of my Traumatic Brain Injury.

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A teacher must make time for students with physical disabilities to be successful and when they make the time the benefits are never-ending. By my mentor taking the extra time that I needed, I knew I was worthy and capable of doing tasks that I never imagined I would be doing. Physical education teachers and coaches who take the extra time are heroes to students with physical disabilities. Those students have found someone who sees them as worthy of time. These teachers are willing to teach and coach them. Taking the time will be life-changing for you, the professional, and for the student with a physical disability. Take the time, you won’t regret it.


Follow the 5-Part Series this Month

Leading as a Scholar with a Physical Limitation

  1. Don’t Judge Me by My Gait
  2. I Am Not an Object or Incompetent
  3. The Power of Time
  4. If You Cannot Do It – Can You Teach It? (June 23rd)
  5. Just Talk to Me (June 29th)

This series was written by Aubrey Shaw, Ph.D. and edited by dr. Sharon Stoll (University of Idaho)

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