introduction to finance

US regulators protect Silicon Valley Bank depositors and shore up the financial system

US regulators said Silicon Valley Bank depositors would be fully repaid as they acted to shore up the banking system after the lender’s implosion, unveiling emergency funding measures and closing down a second financial institution.

The Federal Reserve announced a new lending facility on Sunday aimed at providing extra funding to eligible institutions to ensure that “banks have the ability to meet the needs of all their depositors”. The US central bank said it was “prepared to address any liquidity pressures that may arise”.

The Fed facility is part of a broader effort by regulators, including Treasury secretary Janet Yellen,

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Dow Jones Futures Fall; Regulators Protect All SVB Deposits, But Bank Stocks Keep Tumbling

Dow Jones futures and S&P 500 futures fell Monday, while Nasdaq futures rose after a flurry of news Sunday evening. The FDIC and other financial regulators announced that all SVB Financial depositors would get access to all funds Monday, while also announcing a plan to limit the contagion. Regulators also closed embattled Signature Bank (SBNY).




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Treasury yields plummeted while the Fed rate hiked odds faded, but bank stocks continued to sell off, including such as First Republic Bank (FRC), Western Alliance Bancorp (WAL) and Charles Schwabs (SCHW) as regulators stressed they would be no bailouts for shareholders.

President Biden

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Should You Be Concerned About Arsenic in Rice?

Should You Be Concerned About Arsenic in Rice?

Arsenic-based pesticides have been used in agricultural practices for many years, and, accordingly, soils and groundwater in the US are contaminated with varying levels of arsenic. Because arsenic exists in soil and water, it finds its way into our food supply. And nearly all foods contain some level of arsenic.

What Foods Have the Most Arsenic?

Studies show that most of the arsenic in the American diet comes from meat, milk, poultry, pork, eggs and seafood. Poultry is the worst offender. Some chickens exceed the EPA safety limit for arsenic by 2,000%. Meat and poultry are high in arsenic because

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US Life Span Falling Behind Our Peer Countries

March 6, 2023 · 7:29 AM

US Life Span Falling Behind Our Peer Countries

From NPR:

The average life expectancy for Americans is shortened by over seven months [in 2021]according to new data from the Centers for Disease Control and Prevention.

That decrease follows an already big decline of 1.8 years in 2020. As a result, the expected life span of someone born in the US is now 76.4 years — the shortest it has been in nearly two decades.

But we still have the best healthcare system in the world, right? Not if you judge it by life expectancy. From Health System Tracker:

Life expectancy in the

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Coconut Orange Breakfast Bars – JennifersKitchen

Gluten-Free, Sugar-Free, Oil-Free Coconut Breakfast Bars

One thing I do not do:

Spend more than 10 minutes in the morning preparing breakfast. When it’s breakfast time, I want to eat – not measure, stir, cook, chop, or bake.

That means that make-ahead breakfasts are a regular part of my meals. Preparing breakfast ahead of time means that either my crockpot or my freezer always has something delicious waiting for me in the morning.

Like these Coconut Orange Breakfast Bars.

Naturally sweet, these Coconut Orange Breakfast Bars are packed with both flavor and nutrition. And they’re freezer-friendly, so you can have a stash in the freezer for

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Managing the risk of ‘gray fleet’ – RoSPA Workplace Safety Blog

With the growing trend for online shopping, next-day delivery and the retail/hospitality experience showing no signs of slowing down, businesses frequently need to recruit extra staff to meet increased demand (particularly in the run up to Christmas). A major national newspaper has reported that approximately 250,000 temporary positions will be on offer over the festive period and not just in restaurants, bars and shops, but also in warehouses and delivery.

Yodel, the courier giant recently announced they need an extra 1,500 temporary staff nationwide, including HGV class 1 drivers, warehouse operations, van drivers and couriers to fulfill client demands. With

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China General Nuclear Europe Energy – RoSPA Workplace Safety Blog

At the close of a successful 2019 RoSPA Health and Safety Awards, 20% of entries received were from international organizations… that’s more than ever before! From Mauritius to Hong Kong, our community awards continue to grow year after year.

Based at their head office in Shenzhen, China, we spoke to Huang Yuan Zheng, President of China General Nuclear Europe Energy (CGN EE), about their awards journey towards their first RoSPA Health and Safety Award…


What motivated you/your organization to enter the RoSPA Awards?

RoSPA is an international organization for the prevention of accidents, it is an honor for CGN EE

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Wills Bros Civil Engineering Ltd. – RoSPA Workplace Safety Blog

2019 was a spectacular year for Wills Bros Civil Engineering Ltd. at the
RoSPA Health & Safety Awards. As well as being Highly Commended in the Health & Safety Team of the Year, they also achieved a RoSPA Gold Achievement Award.

Wills Bros Civil Engineering Ltd. first entered the RoSPA Awards back in 2017, winning a Silver RoSPA Award. Since then, they’ve continued to enter, pushing themselves to win a Gold Award in 2018 and then again in 2019. We spoke to Kieran Doona, Health and Safety Manager at Wills Bros Civil Engineering Ltd. to find out more about

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