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Hundreds of thousands are without power as tornado-spawning storms batter the Southeast and Ohio Valley

Severe tornado-spawning storms battered the Southeast and Ohio Valley, knocking out power to more than 615,000 homes and businesses across multiple states.


Stormy sky and rain. apocalypse like(Getty Images/iStockphoto/Evgeny555)

(CNN) — Severe tornado-spawning storms battered the Southeast and Ohio Valley, knocking out power to more than 615,000 homes and businesses across multiple states.

A possible twister damaged dozens of homes in Bargersville, Indiana, on Sunday as thunderstorms moved through the state, threatening hail and damaging winds. As they shifted through the rubble, Bargersville residents were warned to prepare to be without power for the next two days.

Scattered severe thunderstorms are likely across the Mid-Atlantic states Monday, bringing damaging wind gusts and large hail, according to the Weather Prediction Center.

Already, thunderstorms have walloped parts of Arkansas, Tennessee, Mississippi and parts of the Ohio Valley Sunday, knocking out power and leaving behind destruction.

Much of the power outages Sunday night were in Georgia, where more than 150,000 customers were in the dark, according to poweroutage.us.

“We are seeing large amounts of damage across Metro Atlanta and North Georgia. In areas that are the most heavily affected, our team is working to navigate the damage and get the lights back on for customers,” Georgia Power tweeted.

The storms came as more than 50 million people from Arizona to Louisiana on Sunday sweltered under a heat wave that was expected to spread and continue through the beginning of the July 4 holiday week.

The heat alerts include much of Texas as well as parts of Arizona, New Mexico, Oklahoma, Arkansas, Louisiana, Mississippi and Tennessee, according to the National Weather Service.

The extreme heat in Texas contributed to at least two deaths Friday at the remote Big Bend National Park, where temperatures reached 119 degrees.

At least 75 homes near Indianapolis were damaged

In Bargersville, a severe storm cut a path of destruction roughly 3 miles long, Bargersville Fire Chief Eric Funkhouser said.

One of the Bargersville Fire houses “witnessed the tornado going just north of the fire house” around 4:15 pm then reports began rolling in of homes collapsing and damage throughout the area, Funkhouser said.

At least 75 homes were left with moderate to severe damage “from the tornado being on the ground,” Funkhouser said, adding that the storm “took down the apartment complex that was under construction.”

No serious injuries were reported as of Sunday evening, according to the fire chief.

“This is the second tornado to hit Johnson County in the last three months,” Funkhouser said. “It’s amazing to have two tornadoes to come through, that were on the ground for that amount of time in Johnson County and for us to be able to hopefully – once we get through this – find out there were only minor injuries.”

Videos posted on social media showed a funnel-shaped cloud ripping through buildings as debris flew around it. Several houses could later be seen with their roofs ripped off.

“Given the photos and videos that we’ve seen, it’s virtually certain it was a tornado. We will be sending a survey team to make a final determination tomorrow,” National Weather Service Indianapolis Meteorologist Joseph Nield told CNN on Sunday.

Bargersville is about 17 miles south of Indianapolis and is located in Johnson County.

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Unveiling the Magnificence: The Largest Diamond Mine in the World and Its Connection to Ethical Engagement Rings in the UK 

Diamonds have long captivated the human imagination with their exquisite beauty and undeniable allure. The journey of a diamond begins deep within the Earth, where it forms over millions of years. In this article, we will explore the largest diamond mine in the world, an awe-inspiring testament to nature’s wonders. We will also examine the importance of ethical engagement rings uk , emphasizing the significance of responsible sourcing and sustainable practices in the diamond industry. 

The Mir Mine: Unveiling Nature’s Treasures 

The Mir Mine, located in the eastern part of Siberia, Russia, stands as the largest diamond mine in the world. This colossal open-pit mine has a depth of 1,200 meters (3,900 feet) and a diameter of 1.25 kilometers (0.78 miles). The discovery of the mine in 1955 marked the beginning of an extraordinary chapter in diamond mining history. 

1. Diamond Formation: The Mir Mine is situated in the Yakutsk region, an area rich in mineral resources. The mine is famous for its extraction of diamonds that formed in the Earth’s mantle billions of years ago. These diamonds were brought to the surface by volcanic activity, resulting in a geological phenomenon that created an abundance of precious gems. 

2. Scale of Operations: The Mir Mine has been instrumental in the global diamond industry, contributing significantly to the world’s diamond supply. Its vast size and scale of operations allow for the extraction of millions of carats of diamonds each year, making it a true gem among diamond mines. 

3. Technological Advancements: The Mir Mine witnessed numerous technological advancements in diamond mining techniques. It played a pivotal role in the development and implementation of innovative methods, including the use of heavy machinery and modern mining practices. These advancements have contributed to the efficiency and safety of diamond extraction. 

Ethical Engagement Rings in the UK: Ethical Sourcing and Sustainability 

As the demand for diamonds continues to grow, so does the importance of ethical engagement rings in the UK. Couples are increasingly seeking rings that align with their values, prioritizing ethical sourcing and sustainable practices in the diamond industry.

1. Responsible Mining: Ethical engagement rings in the UK emphasize responsible mining practices. This includes adhering to strict environmental regulations, minimizing the impact on local ecosystems, and respecting the rights and welfare of miners. By choosing ethical engagement rings, individuals support companies that prioritize responsible mining operations and social responsibility. 

2. Conflict-Free Diamonds: Ethical engagement rings in the UK are often crafted with diamonds that are certified as conflict-free. These diamonds are sourced from regions free from armed conflict, ensuring that the profits from their sale do not support violence or human rights abuses. The Kimberley Process Certification Scheme helps to regulate and prevent the trade of conflict diamonds. 

3. Sustainable Practices: Sustainability is a key consideration in the production of ethical engagement rings in the UK. Companies strive to minimize their carbon footprint, reduce waste, and promote recycling and responsible use of resources. This commitment to sustainability extends to the entire supply chain, from mining to manufacturing and distribution. 

4. Lab Grown Diamonds: Another aspect of ethical engagement rings in the UK is the growing popularity of lab grown diamonds. These diamonds are created in controlled laboratory environments, utilizing advanced technology to replicate the natural diamond-growing process. Lab grown diamonds offer a sustainable and ethical alternative to mined diamonds, as they require no destructive mining practices. 

Conclusion 

The Mir Mine stands as a testament to the astonishing beauty and geological wonders that lie beneath the Earth’s surface. As we appreciate the magnificence of this colossal diamond mine, it is crucial to recognize the importance of ethical engagement rings in the UK. By choosing ethical engagement rings

Estate Planning: 5 Things to Consider

If you are preparing to draft your estate plan with your estate planning attorney, there are a variety of issues that you will need to think about before your documents can be finalized.

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Prior to drafting your estate plan, we recommend that you give some thought to the following items:

  1. How do you want your money and assets handled if you die? Do you want any restrictions? If you are married, do you want your spouse to handle all assets? Are you worried about your spouse remarrying and being influenced by the spouse? It is important to know how you want your money to be managed when you or your spouse dies, especially if you have minor children.
  2. If you have minor children, who will be their guardian? This is a very difficult discussion to have, but it’s better to make this decision than leave it up to the probate court. Many parents hope to avoid lengthy, emotional guardianship proceedings for their minor children.
  3. Upon your death, where do you want your money, house, etc. to go? Do you want it to go to family, children, friends, charities, etc.? And do you want it given all at once? Or staggered? We typically recommend distributing money to children at certain ages, instead of in a lump sum.
  4. Who will handle your affairs when you die? You need to appoint someone to be your trustee. This will be the person that you name to follow the instructions laid out in your estate plan regarding distribution or other plans you have set forth. This is usually your spouse first if you are married, then the most responsible person you know.
  5. Who will make decisions for you if you are incapacitated? Usually, married clients designate their spouse as their power of attorney for both health and financial issues. If your spouse is already incapacitated or predeceased you or if you are single, who would you want to handle these issues? It can be the same person, or different people, to handle medical and financial people.

These are some of the decisions you should consider.

We often help our clients walk through these decisions and provide further guidance as we draft their documents.

If you need help, contact us today.

Contact us today to help you get the right documents in place or to update your current estate plan. We will plan so that you don’t have to worry about your future.

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Contact us today with all your legal needs!

SpaceX giant rocket explodes minutes after launch from Texas – Business News

SpaceX’s giant new rocket exploded minutes after blasting off on its first test flight Thursday and crashed into the Gulf of Mexico.

Elon Musk’s company was aiming to send the biggest and most powerful rocket ever built on a round-the-world trip from the southern tip of Texas, near the Mexican border. The nearly 400-foot (120-meter) Starship carried no people or satellites.

SpaceX later said multiple engines were not fired as the rocket ascended, causing it to lose altitude and begin to tumble. The rocket was intentionally destroyed by its self-destruct system, exploding and plummeting into the water.

The 33-engine booster was supposed to peel away from the spacecraft three minutes after liftoff, but that didn’t happen.

Instead of a best-case-scenario 1 1/2-hour flight with the spacecraft taking a lap around the world, the whole thing lasted four minutes. It reached a maximum speed of about 1,300 mph (2,100 kph) and as high as 24 miles (39 kilometers).

Throngs of spectators watched from South Padre Island, several miles away from the Boca Chica Beach launch site, which was off-limits. As the Starship lifted off with a thunderous roar, the crowd screamed: “Go, baby, go!”

Musk, in a tweet, called it “an exciting test launch of Starship! Learned a lot for the next test launch in a few months.”

In the week leading up to the flight, Musk gave 50-50 odds that the spacecraft would reach orbit and not end up in what SpaceX calls a “rapid unscheduled disassembly.” He said not blowing up the launch pad would be a win.

“You never know exactly what’s going to happen,” said SpaceX livestream commentator and engineer John Insprucker. “But as we promised, excitement is guaranteed and Starship gave us a rather spectacular end.”

At liftoff, the rocket kicked up huge plumes of sand and dust on the pad. In Port Isabel, about 10 miles from the launch site, particles covered cars and other surfaces, said John Sandoval, assistant to the city manager. The only other report, he said, was a shattered window at a local business. “Yes, it shook, rattled and rolled,” said Sandoval of the rocket.

The Federal Aviation Administration said it would oversee the accident investigation, noting that no injuries or public property damage were reported. The agency also said that until it determines that there is no threat to public safety, Starships will be grounded.

The SpaceX intends to use Starship to send people and cargo to the moon and, eventually, Mars. NASA has reserved a Starship for its next moonwalking team, and rich tourists are already booking lunar flybys.

Despite the abbreviated flight, congratulations poured in from NASA chief Bill Nelson and others in the space industry. Retired Canadian astronaut Chris Hadfield tweeted, “Huge accomplishment, huge lessons, onwards to the next attempt.”

“It fell somewhere between a small step and their hoped-for giant leap, but it still represents significant progress toward a reusable super-heavy lift rocket,” University of Chicago’s Jordan Bimm, a space historian, said in an email.

At 394 feet and nearly 17 million pounds of thrust, Starship easily surpasses NASA’s moon rockets — past, present and future. NASA successfully launched its new 322-foot (98-meter) moon rocket last November on a test flight, sending the empty Orion capsule around the moon.

The stainless steel Starship rocket is designed to be fully reusable with fast turnaround, dramatically lowering costs, similar to what SpaceX’s smaller Falcon rockets have done soaring from Cape Canaveral, Florida. Nothing was to be saved from this test flight, with the spacecraft — if all had gone well — aiming for a watery grave in the Pacific near Hawaii.

The futuristic spacecraft flew several miles into the air during testing a few years ago, landing successfully only once. But this was to be the inaugural launch of the first-stage booster with 33 methane-fueled engines.

SpaceX has more boosters and spacecraft lined up for more test flights; the next set is almost ready to go. Musk wants to fire them off in quick succession, so he can start using Starships to launch satellites into low-Earth orbit and then put people on board.

It was the second launch attempt. Monday’s try was scrapped by a frozen booster valve.

Jason and Lisa Flores drove down from Corpus Christi to watch the launch with their daughter, and noticed something was missing.

Lisa Flores cried seeing the liftoff and then realized, “It’s not working out the way it was supposed to.”

Elizabeth Trujillo, 13, wearing a “Star Wars” shirt and carrying toy binoculars, skipped school to see the launch from the beach with her mother and other relatives. The crowd cheered when Starship cleared the tower.

Despite the failed attempt, “it was worth it,” said Jessica Trujillo, Elizabeth’s mother. “Just hearing and seeing the view, the excitement of the crowd, it was priceless.”

“Practice makes perfect. They just got to practice some more,” she added.

Top 5 Reasons Not to Have an Estate Plan

We often hear many reasons why people do not have an estate plan or why they are putting off creating their estate plan.

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Here are the top five reasons why people don’t have an estate plan (and why these reasons shouldn’t prevent you from doing your estate plan today):

  1. I don’t have enough money, property, etc. Estate planning is not just about assets. Estate planning is a way to protect your wishes, in the event of incapacity. If you have young children, estate planning allows you to choose their guardian, something should happen to you. Estate planning also allows you to direct medical and financial care, should you become incapacitated. Further, most people have more assets than they realize. Estate planning is for everyone, no matter the size of your estate.
  2. I’m too young, I’ll worry about it later. We hear this often. Unfortunately, life can change in an instant. No matter how old you are, you could be involved in an accident or have an unexpected health issue. It is essential to get documents in place to protect you. While your documents may change over time, having foundational documents in place will help you later on.
  3. I’m scared to talk about it. We understand. Talking about incapacity and death is not fun. However, once your estate planning is done, it will give you incredible peace of mind. It also allows you the ability to think about it and have documents in place before an emergency occurs. We help our clients have the difficult conversations and put their minds at ease with tailored solutions to their matters.
  4. I did it online. Online estate planning can lead to a lot of issues. Online documents may not be the correct documents for your state or situation. They might not be legal, if they are for a different state and may fail to have the appropriate language. They are also not likely tailored enough to help best protect your interests and your assets. Online estate planning can lead to lengthy and expensive probate battles.
  5. It’s too expensive. We know that estate planning comes with an upfront cost. However, this cost is much less than if your estate has to go through probate. It also allows you to make a plan for your assets, instead of letting the state decide where your assets go upon your death. Estate planning also provides you peace of mind by letting you decide who will get to make financial and healthcare decisions on your behalf. Good estate planning will help you protect your assets in regards to tax liability, future disputes and probate court costs. Upfront planning can save money in the long run.

None of the above reasons should keep you from completing your estate plan. It is always better to do an estate plan now, and update it in the future if need be.

We can help you determine what documents are best suited for your situation and help you get tailored language in place to protect you, your wishes, your family, and your assets.

If you need help deciding if you need an estate plan, contact us today!

Contact us today to help you get the right documents in place or to update your current estate plan. We will plan so that you don’t have to worry about your future.

We publish vital information every Wednesday and Friday. To get this important information delivered directly to your mailbox,

Contact us today with all your legal needs!

UBS ETRACS Linked to the Wells Fargo Business Development Company Index ETN (NYSEARCA:BDCS) Stock Price Passes Above Two Hundred Day Moving Average of $15.23

UBS ETRACS Linked to the Wells Fargo Business Development Company Index ETN (NYSEARCA:BDCS – Get Rating) crossed above its 200-day moving average during trading on Thursday . The stock has a 200-day moving average of $15.23 and traded as high as $15.31. UBS ETRACS Linked to the Wells Fargo Business Development Company Index ETN shares last traded at $15.23, with a volume of 14,900 shares.

UBS ETRACS Linked to the Wells Fargo Business Development Company Index ETN Stock Up 0.1 %

The firm has a fifty day simple moving average of $15.23 and a 200-day simple moving average of $15.23.

Further Reading

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Are You Prepared for an Audit?

Are You Prepared for an Audit?

The Federal Government is constantly auditing healthcare entities. A recent Michigan settlement resulted in prison time and a hefty repayment for violations of the False Claims Act.

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If your compliance plan needs to be updated, now is the time.

You want to make sure that your practice is protected so that you are not faced with a similar situation as a vascular surgeon from Bay City, Michigan.

A vascular surgeon was sentenced to 80 months in prison for defrauding healthcare programs by submitting claims for the placement of vascular stents and thrombectomies that he did not perform. He was also ordered to pay $19.5 million in restitution and up to $43,419,000 to the government to resolve civil allegations.

If you want to avoid prison time and hefty fines and payments, you need to make sure that your compliance plan is up to date and functioning correctly.

Your compliance program should be working daily to help you detect any potential discrepancies or issues when it comes to your billing.

If you are not sure if your compliance plan is up to date, make sure to do something internal audit.

Look at a variety of records, payor mix, and providers when performing an audit of your billing.

It is also important to carefully review your policies and procedures to make sure that they reflect your actual practices.

Let your staff know that you take compliance seriously by regular training and investigating any of their concerns.

If you are not sure if your compliance program is running smoothly, enlist help.

We help our clients update their compliance plans and their policies and procedures, train their staff, audit records, and more.

If you need help, call us today.

We know you’re busy. Subscribe to our blog to get updates and news sent directly to your inbox!

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Do you need help updating your Business Associate Agreement or negotiating contracts with third-party vendors? We can help. To contact us about your Business Associate Agreement, your vendor contracts or your other legal needs, call us today.

The post Are You Prepared for an Audit? appeared first on Rickard & Associates.

Need a Practical High School Graduation Gift?

We’ve got you covered. If you know a recent high school graduate, you should find out if they have a simple estate plan to allow their parents or guardians to make medical and financial decisions if they are incapacitated.

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With high school graduation season in full swing, it is essential to remember that at age 18, parents no longer have the right to make medical and financial decisions for their child, something should happen.

We always recommend that 18-year-olds have simple estate planning documents in place, in the event of incapacity.

If your child goes away to school and has an accident, you want to be able to speak to doctors and medical personnel regarding their care.

Unfortunately, sometimes accidents happen. It is better to be prepared and not need these documents, than to be scrambling and asking a judge for the ability to be involved in your adult child’s medical care.

What documents should an 18-year-old have in place? We typically recommend that they have:

  • A medical durable power of attorney,
  • A HIPAA release,
  • A financial durable power of attorney, and
  • A simple will.

This will make things easier, in the event your child cannot speak on their own behalf.

Having these documents at the ready can eliminate potential issues, there should be an unforeseen incident.

Also, having these fundamental documents in place is a great foundation for future estate planning.

Let us know if you need basic estate planning documents in place for your high school senior or for yourself.

As always, contact us today to help you get the right documents in place or to update your current estate plan.

We publish vital information every Wednesday and Friday. To get this important information delivered directly to your mailbox,

Contact us today with your legal needs!