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psychological well being and wellbeing within the office – RoSPA Office Security Weblog

Greater than ever earlier than, psychological well being is a subject for open dialogue within the media, inside our social circles and naturally at work. Psychological well being and wellbeing is all about how we predict, really feel and behave, and is often brought on by a response to a tough life occasion, which will be prompted or made worse by work-related points. Particularly, working in isolation away from managers and colleagues can add stress to a workforce that’s already dealing with a major quantity of strain.

The size of the issue

Globally, an estimated 264 million folks undergo from melancholy, one of many main causes of incapacity, with many of those folks additionally affected by signs of tension.

A latest World Well being Group (WHO) – led research estimates that melancholy and anxiousness issues value the worldwide financial system $1 trillion every year in misplaced productiveness.

The UK’s Well being and Security Government (HSE) reported that 12.8 million working days have been misplaced due to stress, melancholy or anxiousness throughout 2018-19. In response to the psychological well being consciousness charity, Thoughts, roughly 1 in 4 folks within the UK will expertise a psychological well being drawback every year.

Clearly, supporting staff to handle their very own psychological well being and making a working setting that allows all to flourish is a matter of urgency for enterprise leaders and well being and security managers.

Dangers to psychological well being within the office

In response to the WHO, the next can set off or exacerbate psychological well being points within the work place:

Insufficient well being and security insurance policies
Poor communication and administration practices
Restricted participation in decision-making or low management over one’s space of work
Low ranges of assist for workers
Rigid working hours
Unclear duties or organizational goals

Constructing a optimistic office psychological well being tradition

Sadly the office can intensify a pre-existing situation and may carry on signs or make their results worse. Whether or not work is the reason for a well being challenge or intensifies an underlining challenge, employers have a obligation to assist their employers and supply enough psychological well being and wellbeing assist.

RoSPA’s place on psychological well being at work is to encourage employers to undertake a holistic strategy to managing the dangers to the well being, security and wellbeing of their employees. There’s additionally a necessity to enhance the extent of entry which staff have to acceptable occupational well being companies and assist.

Whereas that is nicely developed in lots of companies, many employees, notably these in lots of SMEs, nonetheless haven’t got entry to a suitably skilled or empowered occupational well being skilled. RoSPA’s suite of psychological well being programs will help you handle this inside your group and construct a piece place setting that’s supportive to these experiencing psychological well being difficulties.

Psychological Well being Programs

Step one is for the management to know the significance of selling a supportive setting for his or her employees. All administrators and managers ought to have some type of psychological well being and wellbeing coaching. Among the many senior group at any organisation, a very good place to begin could be to have at the least one one that is skilled as a wellbeing coordinator.

The Office Wellbeing Coordinators course is appropriate for all skilled teams which might embrace; wellbeing leads, well being and security practitioners, human useful resource professionals, senior managers and employees which have been tasked with the corporate’s wellbeing.

To assist and promote a optimistic wellbeing program it is also essential to have staff in any respect ranges invested and a spread of individuals skilled to assist assist colleagues. Our Office Wellbeing Champions course teaches learners how efficient communication can assist well being messages, to advertise enhancements within the well being and wellbeing of others and perceive the influence of conduct change of enhancing a person’s well being and wellbeing.

The HSE states that it is strongly recommended that in case you work in an organization with 5-50 employees, there must be at the least one individual skilled in psychological well being first help. It is best to then want one other first-aider for each 50 employees after that.

Our Psychological Well being First Support (MHFA) coaching programs will train your employees easy methods to spot the signs of psychological well being points, in addition to provide preliminary assist and information an individual in the direction of assist. These programs are all about educating you to hear, reassure and reply, even in a disaster and doubtlessly cease a disaster from taking place.

As well as, we provide a number of psychological well being digital classroom companies to deal with the psychological wellbeing of staff who’re working in isolation, remotely, or at residence. A digital classroom is a web-based studying setting that enables for reside interplay between the tutor and the learners as they’re collaborating in studying actions. In different phrases, the digital classroom is a shared on-line area the place the learners and the tutor work collectively concurrently.

Above all you will need to keep in mind that all of us have psychological well being which might fluctuate and alter over time. It will be unacceptable for any group to not make changes for somebody’s bodily wellbeing, so the identical ought to use for psychological well being and wellbeing. For extra data and recommendation on our suite of psychological well being programs please go to our web site, name us on +44 (0)121 248 2044 or e-mail.

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Finance Minister Gives Particulars on Future Fund Laws

The provincial authorities goes to observe by way of on a advice of the PERT Report to ascertain a Future Fund.

The fund shall be managed by the Division of Finance, with a six-person board of trustees to supply oversight. 4 of these positions will sit on the board based mostly on their place in authorities, with the opposite two being appointed by the Lieutenant Governor in Council.

So far as contributions to the fund are involved, authorities shall be required to contribute web proceeds of tangible and intangible belongings bought for larger than $5 million, and a portion of non-renewable useful resource royalties obtained within the earlier fiscal 12 months as required by future fund laws.

The treasury board may approve further contributions.

Withdrawals from the fund have been damaged down into two classes.

The primary is non-restricted withdrawals, which can be utilized to service the general public debt, or pay an quantity required because of an “extraordinary circumstance,” which is outlined as one thing that has or is projected to materially impression the province’s fiscal place.

Then there are restricted withdrawals, which can not happen till both 10 years have handed or till the fund’s steadiness is at the very least equal to monetary obligations referring to unfunded long-term debt maturities within the subsequent 10 years.

After that interval, funds may be withdrawn to pay bills that come up from the sale of a Crown asset that weren’t identified or determinable on the time the proceeds have been deposited, pay quantities associated to decommissioning and abandonment actions underneath an oil lease or license, and to fund strategic priorities.

What occurs if you happen to miss a invoice?

Virtually half (44%) of us say that paying power payments is troublesome in the intervening time, and three% of us are already behind on them.

In the meantime, greater than 1 / 4 (28%) say it is troublesome to pay their mortgage or lease, and three% have missed funds.

As a substitute of falling behind on payments a fifth (22%) of individuals have borrowed extra, a quantity which has been trending upwards for the reason that begin of the 12 months.

There’ll come a time when these debtors hit a brick wall, and increasingly more face the prospect of lacking payments. So it is price understanding what’s going to occur if you happen to do, and the right way to defend your self.

If you happen to miss any invoice

There are separate guidelines making use of to completely different sorts of payments, however no matter cost you miss will have an effect in your credit standing, making it tougher so that you can borrow sooner or later.

The everyday method is that when you might have missed one or two month-to-month payments the corporate will attempt to contact you on order to seek out out if there’s an underlying drawback. They may add late or missed cost charges to your debt, and missed funds will present up in your credit score file, however at this stage they may wish to attempt to work with you on an answer.

Learn extra: Find out how to have a extra reasonably priced Christmas

If you happen to miss three or 4 funds, they may step up the stress, and you’ll normally have a default discover added to your credit score file, which makes an enormous distinction to your credit standing. Relying on the invoice in query, your account may be closed, and so they might cross the debt onto a debt assortment company, who will chase you extra actively, and add extra charges to the debt.

One you might have missed 5 or 6 funds, the corporate might go to courtroom for a County Court docket Judgment, and as soon as they’ve a CCJ they will ship the bailiffs in — all of which racks up charges.

For particular kinds of invoice, there are extra guidelines.

Flames from a gas burner on a cooker are pictured in a private home in this illustration picture taken June 27, 2022. REUTERS/Stephane Mahe/Illustration — In case your payments go unpaid for not less than 28 days, and also you refuse to agree a compensation plan, they will pressure you to maneuver to a pre-payment meter, so you must pay on your power upfront. Photograph: Stephane Mahe/Reuters

Vitality payments

In case your payments go unpaid for not less than 28 days, and also you refuse to agree a compensation plan, they will pressure you to maneuver to a pre-payment meter, so you must pay on your power upfront.

Arrears will likely be added to the meter and a sum deducted every week to pay them off. If you happen to do not make these funds, in excessive circumstances, they might disconnect you.

In lots of circumstances they will do all this remotely by way of a wise meter, but when they should get into your private home, and you do not allow them to, they will apply to a courtroom for permission to enter the property.

Water payments

Your water can by no means be minimize off, however as soon as they’ve despatched you reminders and a last discover, they will undergo the same old technique of debt collectors, adopted by a CCJ.

In addition they have the ability to use to the Division for Work and Pensions, so funds are deducted straight out of your advantages.

Learn extra: Office schemes are a success however price of residing disaster stays a risk

Nevertheless, in case you have three or extra youngsters or a medical situation meaning you want extra water than common, you may get additional assist.

Hire

If you happen to miss lease funds and do not come to an settlement together with your landlord, they will begin the eviction course of instantly in sure circumstances.

This is applicable in case you have ever been late with lease earlier than, you are already in arrears, or if the mounted time period interval of your tenancy has ended. You’ll have to depart your private home inside 14 days.

Row of two storey houses in London, England. — In excessive circumstances your mortgage lender might pressure you from your private home. Photograph: Getty

Mortgage

The mortgage firm will attempt to get in contact and organize repayments. If this does not work, you’ll be able to’t agree a brand new compensation plan, and also you proceed to overlook funds, they will begin the courtroom course of to repossess your private home.

If it goes this far, you’ll be supplied free assistance on the day of your listening to to come back to an settlement together with your lender. If that does not work, the courtroom has a lot of choices and in lots of circumstances if you happen to can meet sure repayments, it is possible for you to to remain in your house. Nevertheless, it additionally has the ability to order you to maneuver out inside 28 days.

What must you do?

These items sound drastic, however they’re worst-case situations, so do not panic. There’s each likelihood you’ll be able to keep away from all of this if you happen to take motion as quickly as you already know you are not going to have the ability to pay, or if you happen to miss a invoice.

Step one is to get in contact with the corporate you owe cash to, clarify the scenario, and attempt to agree an alternate cost schedule. The corporate typically has an obligation to strive that can assist you discover a answer.

They will droop additional costs or curiosity, change you to a less expensive tariff, or make adjustments to your preparations, to make it extra reasonably priced. It is of their pursuits to work with you to discover a sum you’ll be able to afford every month.

Learn extra: How purchase now, pay later might harm your credit standing

You needn’t go it alone. You will get assist from charities like Residents Recommendation, or StepChange. Debt consultants can speak to corporations for you, and they can apply for “respiration house”, in your behalf, which supplies you 60 days to work to get on prime of your funds once more.

They will additionally let you already know if there’s any extra monetary assist you may get from the state, suppliers or charities.

If you are able to do this earlier than lacking any funds in any respect, you need to be capable to get the identical assist, however with out all of the added fear and stress of being chased for payments you’ll be able to’t afford to pay. So in the case of unimaginable payments, the earlier you’ll be able to act, the simpler will probably be to discover a answer.

Watch: Find out how to forestall moving into debt

Bland China data leaves market hungry for stimulus

A look at the day ahead in European and global markets from Wayne Cole

It could have been worse, is about the best that can be said of China’s data dump today. The Q2 GDP number of +0.8% q/q just pipped forecasts, but the y/y undershot at 6.3% suggests revisions somewhere to the past.

Industrial output in June beat by rising 4.4% on year, but retail sales missed at 3.1% and property sales suffered the largest monthly drop this year, so making for a rather mixed bag.

The market reaction was disgruntled with Chinese shares down and the yuan easing. Investors’ favorite liquid China proxy, the Aussie dollar, was modestly under water as analysts suspect Beijing will allow the yuan to keep depreciating as one form of indirect stimulus.

The data underlined the need for much more serious fiscal spending but Beijing seems in no hurry to satiate the market wishes this time. The central bank left one-year rates unchanged on Monday, and analysts seem to have resigned to wait for a Politburo meeting later this month for fresh steps.

Earnings season is well underway and Tesla is the first of the tech giants to report on Wednesday, with much riding on whether it can meet high expectations.

BofA expects it and the six other tech behemoths to boast earnings growth of an average of 19% over the next 12 months, more than double the 8% estimated for the rest of the S&P 500.

Worth noting that the phenomenal rise in the seven’s market capitalization will prompt a re-weighting of the Nasdaq on July 24, which will see their weighting fall to 44% of the index from 56%. Apple’s weighting will drop by around 4ppt to 12% and Microsoft the same to 10%.

Goldman Sachs says passive funds that track NDX will rebalance their portfolios but the 2011 special rebalance experience suggests the stock-level impact will be limited.

Key developments that could influence markets on Monday:

– ECB Board member Fabio Panetta at G20 Finance Ministers and Central Bank Governors meeting in Gandhinagar, India

– ECB President Christine Lagarde gives pre-recorded speech, board members Frank Elderson and Philip R. Lane appear at 9th ECB conference on central, eastern and south-eastern European (CESEE) countries

– Federal Reserve Bank of New York issues Empire State Manufacturing Survey for July

(By Wayne Cole; Editing by Jacqueline Wong)

Quinoa Beet Salad – JennifersKitchen

Let me be very clear. I do not like beets. I’ve spent over fifty years disliking beets.

I’ve tried them boiled (gag-inducing), roasted (almost tolerable, but no), raw (the additional chewing required just prolongs the misery), and picked (where’s the bathroom?).

To me, beets taste like garden dirt laced with a little bit of sugar. Interestingly, there is validity to that perception. Beets contain a naturally-occurring compound called geosmin, and geosmin gives beets their dirt-like . . . er. . . earthy flavour.

Some people like this earthy flavor.

I’m not one of them.

Just as interesting – at least to me since helping people eat healthy foods that they don’t naturally love is a big part of my job – is the fact that our taste buds can actually become more and more tolerant to this earthy flavor the more we are exposed to it.

Hard to believe, but true.

So, if we beet-haters can find ways to get more beets into our diet without the unpleasant effect on our taste buds (see the 2^nd paragraph above), then after a while we may find that we actually start to like beets.

And this Quinoa Beet Salad is out to do just that. With outstanding finesse.

This beautiful salad is a colorful mixture of carrots, quinoa, leafy greens, and beets, tossed in a tangy dressing of walnuts, lemon, onion, and just the right seasonings. For me, the tang of the dressing works wonders at transforming that earthy flavor into pure deliciousness, and I found myself actually taking seconds of this beautiful beet salad.

I’ve discovered that many people who are sure they hate beets actually love this salad.

“I can’t believe I just ate raw beets and actually liked them!”

Health Benefits of Beets

Low in calories, high in fiber, rich in iron and antioxidants, beets are blazing with nutrition, color and flavor!

Studies have shown that beets can protect against cancer, help reduce blood pressure, improve endurance performance, and increase blood flow to the brain.

Lemony Quinoa Beet Salad

This delicious salad is served with crusty bread to soak up the amazing dressing left over on your plate when you’re done.

Prep Time 25 minutes

Total Time 25 minutes

All recipes on jenniferskitchen.com are the property of jennifer’s kitchen and cannot be republished without written permission.

DRESSINGS

3/4 cup lemon juice
1/4 cup raw walnuts
1/2 medium fresh onions
1 clove garlic
1 1/4 teaspoons salt
2 tablespoons water
1/2 teaspoons dried parsley
1/2 teaspoons dried basil
1/4 teaspoons dried oregano
1 teaspoons apple juice concentrate – optional

SALAD

1 1/2 cups cooked quinoa – (See note for how to cook quinoa.)
1 raw carrots
2 medium raw beets – (or 3 small beets; 3 cups shredded)
1/4 cup finely sliced onions
2/3 cup shredded raw greens – (arugula, spinach, lettuce, cress, and/or kale)
1/3 cup chopped raw walnuts

GARNISH

1 sprig fresh rosemary
2 sprigs fresh thyme
4 lemon wedges – optional

Prepare dressings:

Place lemon juice, walnuts, onion, garlic and salt in a blender and blend until very smooth.
Add water and seasonings and pulse once or twice to combine. Set aside.

Prepare Salad:

Place quinoa and place in a mixing bowl.
(If your quinoa is freshly cooked and still warm, you do not need to let it cool before adding to the mixing bowl. It can be added while still warm.)
Peel and shred carrots and add quinoa. (I use the large shredding blade on my food processor to shred the vegetables for this salad.)
Peel and shred beets and add to bowl.
Cut onion into very thin slices and add to bowl.
Pour about half of the dressing over the top of the salad and mix. Reserve remaining dressing to add to salad later if desired. You may or may not use all the dressings, depending on your taste.
If the quinoa is hot when added, chill it for at least 30 minutes. Otherwise, skip this step; Salad can be served immediately or stored in the refrigerator for up to 3 days before serving.
Before serving, finely chop greens and sprinkle over salad along with chopped walnuts.
Garnish with fresh thyme leaves, chopped rosemary leaves, and lemon wedges.

To cook quinoa:
Bring 2/3 cup water to boil in a medium saucepan.
Add 1/3 cup uncooked quinoa to boiling water, cover, return to boil, and then reduce heat.
Simmer for 20 minutes or until all the water is absorbed. (Cooking time will vary depending on how hot your stove burner is.)
Remove from heat and fluff with fork.
Prep Time:
I use my food processor (the large shredding blade) to shred the vegetables for this salad. Saves time and shredded knuckles. If you shred by hand, plan for a few extra minutes in prep time.

Variation:
If you like more greens in your salad, serve on a bed of greens.

>> One quick request: if you like this recipe, please leave a rating and a comment. Ratings help more people find these healthy recipes!

PrintRecipe

Keywords: beets, dairy-free, gluten-free, oil-free, plant-based, raw, vegan, weightloss

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No calorie counting. No portion sizes.

Signature Bank’s Collapse Fueled by Crypto Bets and Run on Deposits

Signature Bank, a New York bank with a big real estate lending business that had recently made a play to win cryptocurrency deposits, closed its doors abruptly on Sunday, after regulators said that keeping the bank open could threaten the stability of the entire financial system .

To some extent, Signature is a victim of the panic around Silicon Valley Bank, which regulators seized on Friday. Its closing underscores the challenges that face small and midsize banks, which often focus on niche lines of business and have a narrower base of customers than Goliaths like JPMorgan Chase or Bank of America. That leaves them especially vulnerable to old-fashioned bank runs.

Silicon Valley Bank, a lender to start-ups, imploded on Friday after some ill-timed financial decisions left it struggling to meet customer withdrawal requests — and just as slowing venture capital funding prompted fledging companies to tap their accounts more. Similarly, Signature became one of the few banks to welcome cryptocurrency deposits, just before the overheated industry blew up last year.

As word about Silicon Valley Bank’s troubles began to spread last week, business customers of Signature began calling the bank, asking if their deposits were safe. Many were worried that their deposits could be at risk because, like business customers of Silicon Valley, most had more than $250,000 in their accounts. The Federal Deposit Insurance Corporation, the entity that seized Silicon Valley, insures deposits only up to $250,000.

In announcing the closure of Signature on Sunday, regulators said that customers of both banks would be made whole regardless of how much they held in their accounts.

“Many depositors at these banks are small businesses, including those driving the innovation economy, and their success is key to New York’s robust economy,” Gov. Kathy Hochul of New York said in a statement.

But on Friday, with customers panicking about their money, Signature saw a torrent of deposits leaving its coffers, according to a person with knowledge of the matter. Its stock, along with the stocks of some of its peers, also continues to tank.

Still, the bank’s leaders expected to be able to weather the storm because the outflows had slowed by Sunday morning, the person said. When regulators told bank executives that they were effectively seizing the bank, which had 40 branches across the country, some of them were shocked. In shuttering the bank, New York bank regulators, acting in concert with the FDIC, also removed its executive team.

The demise of Signature, with assets of under $100 billion, is a blow to many of the professional services firms that have come to rely on it. The bank long specialized in providing banking services to law firms, providing escrow accounts for holding client money and other services.

Scott Shay, Joseph DePaolo and John Tamberlane founded Signature in 1999 with backing from Israel’s biggest lender, Bank Hapoalim. On a personal bio page, Mr. Shay described himself as a “thought leader, and author of several widely read books on profound issues facing the Jewish community.” The bank went public in 2004.

One of Signature’s specialties was financing the purchase of taxi medallions, which authorized holders to operate cabs. It was known in New York for providing banking services to law firms and real estate companies, and for catering to wealthy families in the area.

Its clients had included some individuals associated with the Trump Organization, former President Donald J. Trump’s company. The bank lent money to Jared Kushner, Mr. Trump’s son-in-law, and to Mr. Kushner’s father, Charles. It also helped finance Mr. Trump’s Florida golf course.

Over the past decade, Signature had begun to expand its business nationally, and to the West Coast in particular.

But Signature ran afoul of some of the same issues that led to the demise of Silicon Valley Bank, in that most of its customers had holdings above $250,000.

Regulatory filings show that more than $79 billion, or close to nine-tenths, of Signature Bank’s roughly $88 billion in deposits were uninsured at the end of last year. As of last week, Signature said more than 80 percent of its deposits were from law firms, accounting firms, health care companies, manufacturers and real estate management companies.

The bank also said its digital asset-related client deposits stood at $16.52 billion. Signature was one of the few financial institutions that had opened its doors to take deposits of crypto assets, a business it entered into in 2018.

That ended up being a fateful decision because the bottom fell out of crypto assets after the collapse of FTX and an ensuing criminal investigation. Another cryptocurrency-focused bank, Silvergate Bank, was forced to voluntarily close last week.

“This story has more to do with crypto, huge error in judgment by veteran bankers,” said Christopher Whalen of Whalen Global Advisors, who specializes in analyzing and consulting on financial institutions. “Result was the same in a deposit run.”

Christine Zhang contributed reporting.

Shiba Inu (SHIB) faces a whale selloff, Dogecoin (DOGE) investors worried after Elon’s Tweet, RenQ Finance (RENQ) all set for a top 100 coins run in 2023

RenQ Finance (RENQ), the latest sensation in the DeFi space, is on track to join the list of top 100 coins in 2023. This comes after the bear market of 2022, which wiped out a lot of investors’ funds.

RenQ Finance has gained higher adoption, more investors, and positive public sentiment. On the other hand, Shiba Inu is facing a massive sell-off as whales in the crypto market dump their tokens to mitigate against potential losses. The decline in Shiba Inu’s value is significant, making investors wary of further losses.

Shiba Inu (SHIB)

Shiba Inu is a cryptocurrency that started as a meme coin to become a popular alternative to Bitcoin in the crypto space. The name Shiba Inu was inspired by a breed of hunting dog that is native to Japan.

Like RenQ Finance, Shiba Inu is a community-driven project where its users have a say in its governance. However, it has experienced a significant drop in value, with the SHIB token losing -87% of its peak value. As a result, SHIB Whales have lost interest and are shifting their attention to the new market leader, RenQ Finance.

Dogecoin (Doge)

In 2013, Dogecoin was created as another meme coin that uses a network of miners to authenticate transactions and maintain a consensus on the blockchain ledger. However, DOGE’s value has plummeted by more than 90% from its peak of $0.738 in 2021 and is currently trading at $0.0738.

The investors are disturbed because of its continuous fall and they’re beginning to seek a better alternative.

Furthermore, DOGE investors are increasingly worried because Elon Musk, who has influenced the growth of the meme coin in the past recently wrote on Twitter that he was abandoning the token to go into AI, Investors fear that DOGE might lose its value totally and they want a worthy crypto investment that will have automated innovations and also bring profit – here’s where RenQ Finance comes in.

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RenQ Finance (RENQ)

RenQ Finance is an innovative, multi-chain, non-custodial decentralized exchange that elevates decentralized trading by providing users with a direct trading option through their in-wallet app, similar to centralized exchanges like Binance or Coinbase.

RenQ Finance aims to enter the top, best-performing 100 crypto coins in 2023 and it is on course to achieve that since it has received widespread attention from Whales and Investors.

RenQ Finance is a decentralized finance platform that offers users the ability to create new asset classes and financial products derived from blockchain-based assets. RenQ Finance operates using autonomous smart contracts, providing transparency, fairness, and security to its users. It enables individuals to maintain complete control over their assets and avoid liquidity crunches.

RenQ Finance distinguishes itself from other DeFi platforms by its hybrid infrastructure model, a combination of on-chain and off-chain that offers institutional, liquid, and slippage-free trading to the DeFi community. The off-chain order book provides a speed advantage compared to that of conventional centralized perpetual exchanges, and the aggregation protocol utilized by RenQ obtains liquidity from a variety of exchanges and can distribute a single trade transaction across multiple DEXs to obtain the most competitive prices.

Overall, RenQ Finance offers a compelling alternative to traditional finance, providing users with a diverse and inclusive environment in which they retain complete control over their assets. Its hybrid infrastructure model and off-chain order book offer speed and liquidity advantages compared to other DeFi platforms, and its significant position volume with a narrow spread and high leverage makes it attractive to traders. The governance portal and cross-chain compatibility provide users with flexibility and control over the evolution of the platform.

Considering all of the aforementioned benefits, RenQ Finance is set to become one of the top 100 cryptocurrencies, thanks to its state-of-the-art advantages.

Click Here to Buy RenQ Finance (RENQ) Tokens.

Visit the links below for more information about RenQ Finance (RENQ):

Presale: https://renq.io
Whitepaper: https://renq.io/whitepaper.pdf

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